Last week, we shared what sellers can expect in today’s market. But procedures are changing for buyers as well. Whether you’re a first time home buyer or have moved several times, here are
The Jill Biggs Group Lenders
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My team and I bring over a decade of residential mortgage lending experience to CrossCountry Mortgage. Having had thrived in the mortgage and real estate business through various economic cycles, we have the expert knowledge to grow and succeed in any lending landscape.
My focus has always been oriented around understanding and exceeding the expectations of our clients and referral partners. Our philosophy is to listen to my customers needs, and respond to those needs efficiently and effectively. I approach each client's situation with a unique, personalized approach, and when it comes to getting the right loan at the right deal for our client, we will do whatever it takes. Many banks can get you into a home loan; our goal is to get you into the right loan. With my expert experience and an extensive lender network, we will find the best possible solution for my client’s individual needs. My ability to look beyond the numbers towards the bigger picture allows us to secure often hard-to-find financing for unique property types, self-employed, complex, and foreign-national borrowers.
We do it all, from city skylines, to the suburbs, to vacation homes and even to villas abroad. I am dedicated to building long-term relationships as the go-to mortgage lender for my clients and I will be there for my clients through their various home-financing needs at different points of their lives. Ten plus years of continuous repeat business through happy client referrals and our real estate agent network is a true testament of our commitment to excellence!
About Francisco FerreiraFrancisco Ferreira has excelled in the service industry his entire career, providing personalized attention and creative problem solving to help clients achieve their goals. Specializing in the luxury condo markets of Miami, New York City and Hoboken, Francisco works with a diverse client base comprised of international, domestic and local buyers, sellers, renters and investors who trust his expertise.
A longtime resident of Hoboken, Francisco enjoys the rewards and challenges of selling real estate in such a dynamic urban market. Most importantly, it's the loyal relationships he forms with clients that give him the greatest fulfillment of all. Complementing his professional experience as a real estate agent are his personal real estate endeavors having bought and sold multiple properties in Manhattan, Miami and Hoboken over the past 15 years. "There is no better way of learning the real estate market, educating clients and thoroughly understanding their needs than being an owner and investor yourself."
His success and passion as a property investor led Francisco to leave behind a 15-year career at Morgan Stanley to enter the full-time world of real estate in 2008. He brought to his real estate clients the strong financial and technical acumen he honed managing the IT department for several different business units, along with his extreme dedication to client service. Francisco has since gained experience in all areas of real estate, from foreclosures and short sales to high-end luxury re-sales, new development and rentals.
A native of Rio de Janeiro, Brazil, Francisco moved the United States in 1987. He graduated from Pace University in New York City with a BS degree in Business Administration. Francisco is fluent in Brazilian Portuguese and English. Whether you're from out of town or a native New Yorker, he looks forward to customizing a successful real estate strategy for you to secure the best property and value, or ensure the fastest, most profitable sale.